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All across the Great Western territory => Fare's Fair => Topic started by: John R on November 01, 2007, 21:20:26



Title: Paying with Cards
Post by: John R on November 01, 2007, 21:20:26
Have you noticed how many people pay using cards, even for very small amounts? The number commuting in from Nailsea who pay ^3.50 every day by card is significant, with the result that the train manager is rarely able to get through the train - result, lots of people have to queue at the barrier (where again, people are using cards.) It's the same at the stations with the ticket machines, with the result that many have to buy on board, penalty fares notwithstanding.

Northern trains have notices asking you to pay by cash for small amounts (under a fiver), but why not go one better, and charge a 30p fee for any transactions under, say, ^10. This would result in a much more efficient revenue collection process. If FGW was feeling philanthropic it could donate the fees collected to charity, or split it 50%/50% with the train managers.

Another idea - why not enable ticket machines to sell you a ticket for the following day after 2pm, so passengers returning in the evening could prepurchase their ticket for the following day. Or give you the option when purchasing a ticket by hitting one button to buy an identical ticket for the following day, thus enabling the number of transactions at the machine to be reduced.


    


Title: Re: Paying with Cards
Post by: martyjon on November 01, 2007, 21:52:39
Well isn't it time then for FGW to introduce CARNET's (I think that's the term used). A book of ten single tickets which are sold at a discount to the single fare which can be used at anytime. There is a date limit printed on the tickets after which they cannot be used but new books are offered for sale giving the holders the opportunity to use the tickets within the period of validity. Barnstaple branch is one line where they are available and are purchased at a number of outlets, such as Post Offices, Village Stores and Main Station ticket offices.

As a IT professional, I am of the opinion that the ticket machines could be programmed to issue the carnet tickets (10 individual single tickets) but I certainly would not want to be behind a person carrying out such a transaction in the morning peak so again set a time limit on when these ticket types are available.

Of course the machine would not be able to perforate and staple the tickets into a book but it would cut down the need for people to buy a ticket every time they travel as the purchase of a weekly season may not be economic if they only visit the Bristol office two or three day a week, the other days they travel to the WSM office and / or the TAU office.

The Ticket Type could be printed CARNET, the Start date, self explanatory and the Valid until being one calendar month / two calendar months / three calendar months into the future.


Title: Re: Paying with Cards
Post by: vacman on November 01, 2007, 23:42:11
Well isn't it time then for FGW to introduce CARNET's (I think that's the term used). A book of ten single tickets which are sold at a discount to the single fare which can be used at anytime. There is a date limit printed on the tickets after which they cannot be used but new books are offered for sale giving the holders the opportunity to use the tickets within the period of validity. Barnstaple branch is one line where they are available and are purchased at a number of outlets, such as Post Offices, Village Stores and Main Station ticket offices.

As a IT professional, I am of the opinion that the ticket machines could be programmed to issue the carnet tickets (10 individual single tickets) but I certainly would not want to be behind a person carrying out such a transaction in the morning peak so again set a time limit on when these ticket types are available.

Of course the machine would not be able to perforate and staple the tickets into a book but it would cut down the need for people to buy a ticket every time they travel as the purchase of a weekly season may not be economic if they only visit the Bristol office two or three day a week, the other days they travel to the WSM office and / or the TAU office.

The Ticket Type could be printed CARNET, the Start date, self explanatory and the Valid until being one calendar month / two calendar months / three calendar months into the future.
Already done, albeit on a limited scale, Carnet's are available on the Tamar Valley line and the Tarka line.


Title: Re: Paying with Cards
Post by: vacman on November 01, 2007, 23:48:17
Oh, and on the subject of credit cards I think there should be a minimum fare of ^10 because they are a pain in the arse! People regularly pay fares of less than ^1 on a card, i'd feel embarresed to pay by card for such a small amount!


Title: Re: Paying with Cards
Post by: martyjon on November 02, 2007, 00:32:23
I did post,

Barnstaple branch is one line where they are available and are purchased at a number of outlets, such as Post Offices, Village Stores and Main Station ticket offices.

The Tarka Line.


Title: Re: Paying with Cards
Post by: martyjon on November 02, 2007, 00:34:41
Oh, and on the subject of credit cards I think there should be a minimum fare of ^10 because they are a pain in the arse! People regularly pay fares of less than ^1 on a card, i'd feel embarresed to pay by card for such a small amount!

or add an administrative charge of say ^2-50 for transactions under ^10-00


Title: Re: Paying with Cards
Post by: Jim on November 02, 2007, 07:28:29
The only time my Dad ever pays by card for a train journey (I can't - too young!) is on the Fastticket machines, if it is above a Fiver roughly, this way it saves it rejecting 65 different notes!


Title: Re: Paying with Cards
Post by: mada on November 02, 2007, 07:55:53
Oh, and on the subject of credit cards I think there should be a minimum fare of ^10 because they are a pain in the arse! People regularly pay fares of less than ^1 on a card, i'd feel embarresed to pay by card for such a small amount!

or add an administrative charge of say ^2-50 for transactions under ^10-00

That couldn't be justified as an administrative charge and therefore would constitute a penalty which is unlawful. Why should we make it harder for people to pay for their tickets? First's wonderful fast ticket machines usually refuse to take cash anyway! I think First should provide something similar to an oyster card which you prepay online or alternatively get an invoice for every month. It would scan every time you entered or left a station. As you're aware cash points will not dispense anything below ^10 these days, many people who aren't so good with money will spend the difference if they withdraw the full amount for their journey.

Fares are expensive enough as it is... Why penalise people who might not have that much money in the first place and need to use their credit card to get to work at the end of the month.


Title: Re: Paying with Cards
Post by: vacman on November 02, 2007, 10:57:08
I did post,

Barnstaple branch is one line where they are available and are purchased at a number of outlets, such as Post Offices, Village Stores and Main Station ticket offices.
The Tarka Line.

Doh! think i'm going round the twist! sorry!  ;D



Title: Re: Paying with Cards
Post by: vacman on November 02, 2007, 11:02:49
Oh, and on the subject of credit cards I think there should be a minimum fare of ^10 because they are a pain in the arse! People regularly pay fares of less than ^1 on a card, i'd feel embarresed to pay by card for such a small amount!

or add an administrative charge of say ^2-50 for transactions under ^10-00

That couldn't be justified as an administrative charge and therefore would constitute a penalty which is unlawful. Why should we make it harder for people to pay for their tickets? First's wonderful fast ticket machines usually refuse to take cash anyway! I think First should provide something similar to an oyster card which you prepay online or alternatively get an invoice for every month. It would scan every time you entered or left a station. As you're aware cash points will not dispense anything below ^10 these days, many people who aren't so good with money will spend the difference if they withdraw the full amount for their journey.

Fares are expensive enough as it is... Why penalise people who might not have that much money in the first place and need to use their credit card to get to work at the end of the month.
No retailer has to accept credit cards at all, and an administration charge is NOT a penalty clause as it is to cover the extra costs involved in processing credit cards, many shops already use this system. The same people who slow the guard down on the train by paying stupid little fares with credit cards are the same people that moan like f**k at the barriers when they have to queue!


Title: Re: Paying with Cards
Post by: mada on November 02, 2007, 19:23:48
Oh, and on the subject of credit cards I think there should be a minimum fare of ^10 because they are a pain in the arse! People regularly pay fares of less than ^1 on a card, i'd feel embarresed to pay by card for such a small amount!

or add an administrative charge of say ^2-50 for transactions under ^10-00

That couldn't be justified as an administrative charge and therefore would constitute a penalty which is unlawful. Why should we make it harder for people to pay for their tickets? First's wonderful fast ticket machines usually refuse to take cash anyway! I think First should provide something similar to an oyster card which you prepay online or alternatively get an invoice for every month. It would scan every time you entered or left a station. As you're aware cash points will not dispense anything below ^10 these days, many people who aren't so good with money will spend the difference if they withdraw the full amount for their journey.

Fares are expensive enough as it is... Why penalise people who might not have that much money in the first place and need to use their credit card to get to work at the end of the month.
No retailer has to accept credit cards at all, and an administration charge is NOT a penalty clause as it is to cover the extra costs involved in processing credit cards, many shops already use this system. The same people who slow the guard down on the train by paying stupid little fares with credit cards are the same people that moan like f**k at the barriers when they have to queue!

But if your fare is ^8-9 per day it seems reasonable to pay by card. There is no way it costs ^2.50 to process a card transaction, minor retails pay around 50p and a company the size of FGW will pay a fixed fee for processing card. If the "administration charge" is more than the actual cost of administration then it's a purely a penalty and the absolute c***s in charge of FGW already make enough despite running a p*** poor service. This whole thing wouldn't be a problem if they stopped asking for a pin for transactions under ^10 and perhaps got some more ticket machines installed at the stations. Retailers do not have to accept credit cards but those businesses who refuse to will go the way of the dodo as we increasingly move towards a cashless society.

Have you got any evidence apart from anecdotal that the people who pay with cards moan at barriers? If FGW would sort their barrier system ensuring that they all actually read tickets without flashing up "please ask for assistance" and they introduced some sort of permanent prepay card system as I described before we could potentially save time and also the environment. I've bought a few 1st minute fares recently where I received 7 tickets from the machine! The whole ticketing system is an absolute joke but stopping accepting cards (especially somewhere like temple meads where the cashpoint is after the barriers or in the middle of nowhere where there are no banks just shops with the dodgy ^1.50 charge cash machines) will just increase the price of peoples' commute on routes which are already severely overpriced compared to the rest of Europe.


Title: Re: Paying with Cards
Post by: John R on November 02, 2007, 19:27:49
Remember my original proposal was a SMALL fee, of maybe 30p, levied on transaction of under ^5 (or maybe ^7.50). I don't think this is an unreasonable fee to try and discourage cards for very small transactions in order to speed up processing and enable everyone to buy a ticket with the minimum of inconvenience. SO lets not talk of ^2.50 fees or whatever, which I agree would be unacceptable and create widespread customer dissatisfaction. I believe my proposal would actually have widespread customer support (except from those who insist on using cards for unreasonably small amounts.)


Title: Re: Paying with Cards
Post by: Mookiemoo on November 02, 2007, 19:31:34
I pay all my tickets with card (and am actually quite happy that chip and pin seems to have passed FGW by as I detest the system on principal).

This is simply because I tun my own business - if I use the business card and it is registers the transaction on the bank statement, itmakes book keeping easier and less need for oodles of receipts - I just document the statement transactions.

if I pay cash I have to do so personally and reclaim from my business which is added hastle.


Title: Re: Paying with Cards
Post by: martyjon on November 02, 2007, 20:39:59
When I posted earlier and suggested a ^2-50 administration fee for processing a credit card ticket purchase that was intentional to toss into the melting pot a figure which I guessed would provoke comment.

Comments made do, but not unanimously, support the idea a smaller fee (50p maximum).

I regularly book on enthusiasts specials with a well known railtour operator based in the Cotswolds whose trading name begins with the letter 'P' and for the past two years or so this organisation have applied a ^1-00 admin charge for bookings made by credit card.


Title: Re: Paying with Cards
Post by: vacman on November 02, 2007, 22:44:54
I like the comment about how chip and pin has passed FGW by, it's only because of the totally inadequate C+P system with the Avantix machine that everyone just swipes cards! (me included), I'm all for an admin charge on credit cards though to deter people regularly paying fares of sometimes less than a pound!


Title: Re: Paying with Cards
Post by: mada on November 03, 2007, 00:39:32
You would be though as judging from your previous post you travel for free!!!


Title: Re: Paying with Cards
Post by: vacman on November 04, 2007, 18:21:41
You would be though as judging from your previous post you travel for free!!!
I have to buy a PRIV ticket if travelling on another TOC and I can't use a fast ticket machine to buy one of those so I would have to queue up at the booking office!


Title: Re: Paying with Cards
Post by: smokey on January 03, 2008, 18:25:20
Remember FGW got in Deep S*** when they had put a ^1 admin charge on telephone sales,
they had to pay all those ^1's back and I think they paid back more than was taken because Wessex could't be bothered to sort out which Advanced tickets were by phone and which were taken at booking offices they just refund a ^1, after all First were paying no Skin of Nex's nose.

So to charge a Fee on small Card transaction would proberly break the same rules.

However what could be done is this, a MINIMUM ^10 charge on a Card, with a voucher for the Change to be collected at a booking office, so when a fare is only 90p a voucher for ^9.10 is issued that can only be collected at a booking office.

Of course if the Fare is only 90p and that happened, MORE people would pay by Cash or buy season tickets.


Title: Re: Paying with Cards
Post by: Westernchallenger on January 03, 2008, 19:06:41
There's always the Ryanair approach which is to impose a fee irrespective of the means of payment - including the privilege of using their branded credit card!


Title: Re: Paying with Cards
Post by: Chris from Nailsea on January 03, 2008, 20:43:41
Have you noticed how many people pay using cards, even for very small amounts? The number commuting in from Nailsea who pay ^3.50 every day by card is significant, with the result that the train manager is rarely able to get through the train ...    

Ah ... that'll be me, then!

Fair comment, John: I always used to pay by cash, even trying whenever possible to have the correct change, when we had our excellent station manager in the good old days of Nailsea being a manned station.  However, when he was replaced by the machines, I found they were so particular about what coins they would accept that I resorted to using my card - and similarly used a card when the ticket machine was too soggy to work and I had to buy my ticket on the train, or at BTM.

However, in view of the various comments in this thread, I will mend my ways, and resume paying with cash from now on!

Vacman - thanks for your comments, from someone on the other end of such transactions!  I must say, I thought it would be easier for train crew to deal with cashless transactions (no bulky coins to carry/count up, for example), but apparently not.  I'm happy to resume cash transactions, if that helps!  :-[


Title: Re: Paying with Cards
Post by: John R on January 03, 2008, 23:09:44
Ah yes, happy days, when Dave would store up a pile of returns to Temple Meads, and could sell 3 cash tickets whilst processing a card transaction. Now I always thought that was very enterprising, and certainly kept the queues down. And it encouraged cash, because you knew he could serve you a lot quicker than if he had to sell you one out of the machine and process your card transaction.



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