That statement regarding not being able to go overdrawn on an account if you're under 18 isn't strictly true!

I once had a Lloyds TSB account which had a full Visa Debit Card (Not Visa Connect or Visa Electron), which did let you go overdrawn! I know this because I opened the account purely for being able to buy my own train tickets, instead of having to pay cash! I booked a train ticket online using the card, I then had the unfortunate privilage of receiving a letter about 5 days later telling me I had gone overdrawn by ^7.80! Fortunately, as I was under 18, No Interest or Charges were payable!
As an aside, Try paying a ^110 Train Fare onboard a train with ^5 notes and watch the horrified look on the
TM▸ 's face!!!
